PRIVACY POLICY

PURPOSE OF NOTICE

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits title insurance companies and others from the sharing (disclosure) of nonpublic personal information about you with nonaffiliated third parties unless the company provides you with a notice of its privacy policy and practices such as the type of information collected about you and the categories of persons or entities to whom it may be disclosed.  In compliance with GLBA, we are providing you with this notice of our privacy policies and practices.

INFORMATION COLLECTED

We may collect nonpublic personal information about you (the customer) from the following sources:

1.    Information we receive from you, verbal or written, such as on applications, settlement or financial statements, other forms or other information concerning your transaction;

2.    Information about your transactions we secure from our files or from our affiliates or others such as appraisals, credit reports, land surveys, escrow account balances and account numbers to complete and facilitate the transaction;

3.    Information that we receive from you or others involved in your transactions such as the real estate agent, lender, attorney, settlement or escrow agent or others in order to complete and facilitate the transaction;

Unless specifically directed or consented to in writing by you, no additional non-public personal information will be collected about you.

USE OF INFORMATION

The information we obtain is not shared with anyone other than those affiliates, agents or nonaffiliated third parties required to facilitate your transaction and provide the product and services requested by your or your lender or in other ways permitted by laws.  We may disclose any of the above information that we collect about our customer or former customers to our affiliates, agents or to non-affiliated third parties as permitted by laws.

We may share, internally with the First American Title Insurance Company family including affiliates, agents and reinsurers in any and with nonaffiliated third parties in order to carry out and service your transaction to protect against fraud or unauthorized transactions, for institutional risk control and to provide information to government and law enforcement agencies.  Credit information, if any about you is shared only to facilitate your transaction or for only such purposes permitted by law.

WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

PROTECTION OF INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products and services to you.  We maintain physical, electronic and procedural safeguards that comply with law to guard your non-public personal information.